AARP Homeowners Insurance
AARP stands for the American Association of Retired Persons. It's an influential organization that provides its members with discounts and benefits.
AARP auto and home insurance program provides a good coverage at a price affordable.
AARP homeowners insurance includes several
homeowners insurance policies and provides various coverage:
- Dwelling coverage – Coverage A: this type of homeowners insurance covers your house and structured attached.
- Other structures – Coverage B – covers detached structures
- Personal Property – Coverage C – personal property homeowners insurance protects your personal belonging that you keep in your home: furniture, clothes, home devices,
- Loss of Use – Coverage D – if you can not live in your home due to a covered loss you will get the money to cover your living expenses (hotel bills, etc).
- Liability – Coverage E – court judgments against you are covered as well as the damage you are legally liable for.
- Medical Payments – coverage F – covers medical bills if you or any member of you family or your pet injury other people.
AARP homeowners insurance offers the following
home protection plans:
- 100% protection plan
- "New For Old" Protection of Your Possessions
- ProtectorPLUS Homeowners Deductible Forgiveness
- Lifetime Renewability
- 24/7 Claim Hotline
AARP homeowner insurance policies may provide additional coverage for valuables items that you keep in your home: jewelry, silverware, credit cards, etc. If you need to protect especially valuable items such as antiques or fine arts you may buy a Scheduled Personal Property plan.
Identity theft coverage, coverage for golf carts, lock replacement, loss of perishable food and some other benefits may be included into your homeowners insurance policy.
AARP Homewoners Insurance Program will give you a discount if:
- You insure your home and auto with the AARP Auto and Homeowners Insurance Program. You AARP homeowners insurance will be reduced up to 15%, and in addition you can get 10% discount for your auto insurance
- You have burglar alarms and a sprinkler system installed (maximum 20% discount), dead-bolt locks and smoking detectors will give you a 2% discount
- You and your spouse are retired or work no more than 24 hours per week
